Home Classic Cars When Will People Decide to Stop Paying?

When Will People Decide to Stop Paying?

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I have an antique car that I hardly drive; about 300 miles per year and almost all of that within a 10 mile radius of my home in rural SW Virginia. During the winter months – about a third of the year – it is not driven at all because of road salt, which is cancerous to old cars.

I would not insure it – because I do not like wasting money – if I were not legally required to in order to be allowed to drive it on the government’s roads (notwithstanding that I pay to use them) because the risk that it’ll be wrecked by me is essentially nonexistent. It is true it might get wrecked by some other driver, but I also judge that risk to be so trivially slight that I would run the risk without compunction were I allowed to do so.

Of course none of us are allowed to do so. And that is why we are in the same position vis-a-vis the insurance mafia as the victim of a mugger is in relation to him. That is why we hand over what we’re told we must hand over – or else. The “or else” being – in the case of the insurance mafia – that they will squeal to the government and then the government will punish us for not handing it over.

It is quite the racket, literally. And legally.

Well, maybe the time has come to accept the or else. I have decided it’s time for me to accept it simply because I don’t have the money to burn anymore and that is literally what we’re talking about here. I get nothing for the money I send to the mafia that forces me to “cover” my old muscle car – other than less money. Money, in other words, I no longer have to pay for such things of value to me, such as my electric bill.

I have – up to now – paid for nothing (i.e., the worthless-to-me “coverage” I am compelled to buy) because it wasn’t much – $150 – and because I could afford (up to now) to eat the loss. Neither of those factors obtains anymore.

The cost of nothing just went up by $50 – to $200 annually – which may not seem like much because $50 isn’t all that much. Except that it amounts to an increase of about 30 percent and that is very much. It is also worrisome to me because what will the increase be next year? Another 30 percent?

If so, it’d be close to $260 annually or getting-close to twice as much as I was paying just a year ago. What will it be in another two or three years?

I wrote to the company that sells me nothing of value (that I’m basically forced to buy) expressing my unhappiness about the 30 percent increase. Astoundingly, I received a reply:

Thank you for contacting us. Insurance is a promise to pay. American Collectors has the best-in-class claims satisfaction rating. As you can imagine, the cost of vehicle repair in both labor and parts have gone up significantly with most other things recently. This has caused us to adjust our rates to ensure we keep our promise in the event of a loss.

We are always looking to provide the best value and coverage for you. If you would like to review your policy for any discounts or review the agreed value of your car, please call 1-800-360-2277.

Best,

LaShe Bundy 

To which I replied as follows:
Hi LaShe,
I’ve incurred zero costs; the fact that others have isn’t something that justifies raising my costs. A $50 increase is not much when considered in isolation. However, it amounts to a roughly  30 percent increase in one year. This is not something I am willing to accept on an ongoing basis. Please bear in mind my antique car spends 99 percent of its time in my garage; I drive it maybe 300 miles each year – all of that locally in my rural area. I have a perfect driving record. Zero demerit “points.”  Five – the maximum – plus “points.” A 30 percent increase is outrageous.
The bottom line is that I am not going to pay 30 percent more – or even 5 percent more – next year. I’ll. just cancel the policy. and then you’ll get nothing from me. I suspect you will find other clients will take similar action. 
Thank you for your letter.
I have not heard back. I do not expect to hear back – until around this time next year, when I receive y my renewal “offer.” Italicized because it’s a “offer” in the one you can’t refuse sense.
Or else.
Well, fine. Because the bottom line is paying the electric and grocery bills matter to me more than paying for nothing – especially when 30 percent more is demanded for it. It is particularly grating that being a “good driver” no longer matters. I am expected to pay double digits more because some other person decided to buy a $50,000 vehicle and I might damage it. This is only going to get worse – for those of us who are trying to live within our means. But there is a solution.
As I wrote to LaShe, I will just cancel the “coverage” and then they’ll get nothing also. How ’bout them apples?
I know. The or else. They will immediately notify the government that I have stopped paying for their nothing and the government will immediately demand I surrender the Trans-Am’s plates and registration. This does not mean I can’t drive it – and I will. I am pretty sure the risk of being caught is low and even if I am so be it. Someone has got to be the first to be non-compliant. Others may decide to be, too once the see me (and others) getting away with it.
Isn’t it insufferable? “Getting away” with being free. With not doing as you’re told – not because what you are doing is wrong but just because they told you. It rouses the spirit of rebellion in men, where such still exist.

. . .

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56 COMMENTS

  1. Switzerland is a land of laws and people who obey those laws, at least the Swiss do. Of course Jews and their special immigrant pets don’t, but Swiss people do.

    Switzerland has car registration and insurance nailed down tight. If you don’t have insurance they will come and take your plates away, and they know where you are because in Switzerland you have to register in the town or community where you live. At least Swiss do. “Immigrants” and “Asylum seekers” have to register in the community if they expect to receive welfare. As a former confederacy, all that power was originally delegated to the communities and cantons instead of the federal government. This is what your US “founding fathers” stole from you.

    Anyway, Switzerland has a clever system for licensing cars that would never work in the US, but it works here. You can take your license plates down to the efficiently managed DMV and deposit your plates with them. Your insurance company will automatically be notified that your are not driving the car and your insurance payments are frozen and do not accumulate until you notify the insurance company to get validation of insurance and pick up the plates from the DMV. Similarly all road taxes/registration are suspended.

    Since registration cost is dependent on engine displacement and curb weight, Eric would want to deposit those plates for the winter anyway, and only take them out for a few months in summer. At least that is what the Swiss do.

    Another clever idea that the Swiss have is that you can have 2 cars registered on the same set of plates and only pay one registration and one insurance fee. You simply transfer the plates from one car to the other. Since the costs are directly related to engine displacement and curb weight Eric would pay the higher TA fee level for his truck.

    Finally, in Switzerland there is also a class of cars known as “old timers” or “veterans”. Once a car reaches 30 years of age it can go in for a special highly thorough inspection and if it is all original it will receive a special status with lower insurance costs and lower registration. There is a limit of 3000kms or about 2000 mi per year that the car can be driven.

    In the US, in most states outside of CA, there is no regular inspection. In Switzerland, and most of Europe, after around 5 years all cars have to go in for a biannual safety inspection and to verify that the automobile fulfills emissions standards for the year of its manufacture. The inspectors also search for dreaded oil leaks that can be quite expensive to repair.

    Old timers only have to go in every 7 years, which is a major advantage.

    • Hi Brosi,

      I think the fundamental issue here is forcing people (effectively) to pay for harm they have not caused. That is what forcing (effectively) everyone who owns a car to buy insurance amounts to. I think this principle is despicable – and arbitrary. If a person has to buy insurance in order to be allowed to use his vehicle because he might cause damage with it (this assumes he would not otherwise pay for said damages) then on the same basis a person who wishes to carry a gun in public – or walk a dog – could also be required to buy insurance as the condition of being allowed to do those things.

      If I cause damage – irrespective of what with – then I am morally obligated to make the damaged person whole. But if I have not caused any damage then it is immoral to make me pay for it.

      • I can’t believe that you think that people who drive recklessly and cause an accident, like drunk wetbacks often do, should simply be allowed to leave the scene of an accident without any financial repercussions. In a racially and culturally homogeneous society it is conceivable that a town, city or state could have some kind of fund to pay for people who are unable to cough up funds for the damages they have caused. Possibly some kind of charity or non-profit organization could also cover these costs. In fact, some insurance companies were set up with this kind of idea in mind, where the insured “pooled” their premiums to cover a worst case.

        Unfortunately Jews have eliminated that possibility in countries that might once have had a chance of accomplishing this. Ireland, Norway or Iceland, even possibly Switzerland, might have had a shot at this with large proportions of honest working people with savings, but they have been deliberately flooded with replacement populations designed to destroy any racial or social harmony. This is because Jews are constantly afraid that once again the locals will decide to throw them out like they have in 109 countries over 1000 times.

        Of course Rabbis have given Jews a carte blanche to exploit the countries that can no longer throw them out because of muh fake holocaust.

        One way that Jews exploit countries that show large degree of social capital is through their armies of shyster lawyers. Any costs incurred by automobile accidents are dwarfed by the amount of wealth extracted by these shysters from both the victim and the perpetrator, especially if there is any kind of physical injury involved. Jewish shysters chasing ambulances is older than the bible.

        Jews and their pet “immigrants” are not going to accept any moral obligation of any kind. In fact, neither is the demoralized white American who us unemployed, divorced and drunk. So how are you going to deal with that?

        • Hi Brosi,

          You write: “I can’t believe that you think that people who drive recklessly and cause an accident, like drunk wetbacks often do, should simply be allowed to leave the scene of an accident without any financial repercussions.”

          Where did I ever write that?

          What I did write was that those who cause harm be held to account. As distinct from “holding accountable” people who have not caused any harm. I am at a loss to understand why this distinction is so difficult for so many to comprehend.

          Put another way: The problem is that the people who do cause harm are not held to account; instead, those who don’t are.

          I understand there are people who are worried that “uninsured” people might cause harm. Other people’s fears ought not to be binding on people. Only facts – as for example, harm caused. I’ve been driving for decades without causing harm; the fact that I am effectively forced to buy insurance has nothing to do with that.

          How about a refund for all the money taken from me over the past three decades to pay for harms I have not caused?

          • I don’t make the rules, Jews do. How would the shysters get paid if no one had insurance?

            You can rant and shake your fist at their power the same way some poor Palestinian father shakes his fist at the Jews who have dropped a 2000lb US made bunker buster bomb from a US made Jet onto the tent where his wife and kids were just genocided.

            One thing I am certain of, allowing Jews to censor any criticism of their power and their behavior is not going to stop them from causing wars, murdering babies, and flooding countries with drivers who don’t have insurance and who will flee the country and won’t be punished if they cause an accident is not going to cause any meaningful decrease in the accelerating demise of the US.

            I appreciate that you don’t censor my comments, but driving your unlicensed and uninsured car is not going to accomplish anything but get you into trouble with the noahide empire.

            If the US founding fathers had been libertarians instead of Freemasons obsessed with magick and the cabalist occult then the US would never have become a Republic and would have remained a confederation. Not only would that have prevented the deliberate genocide of white Christians on both sides, it would have left the individual states in control of their own sovereignty. Some states likely would have expelled the Jews. Others likely would have allowed people to pay some kind of bond to cover the costs of any automobile accident they may be the cause of.

            If you want your freedom back the only way forward is secession. However, as long as Jews remain in control after secession you will just remain a slave to the noahide empire.

  2. Be careful driving around with expired plates/registration Eric. Not sure about Virginia but around here the AGW’s will impound – fancy word for steal – your car and hold it for ransom while leaving you at the side of the road.

  3. Insurance is on of the many legs of a system designed to keep us poor.

    Taxes always go up (except for slight reprieves at the federal level), progressive taxation punishes success and takes more of your top end, leaving you with less to invest your way into wealth.
    401k & IRAs have limits so you don’t save too much.
    Certain investments are only open to certified investors, no matter how much you have in cash.

    Mandatory purchases, like car insurance, keep going up.

    Money printing causes the cost of everyday goods to outpace your income.

    Normal people can’t afford the cost of lawyers for defense against the state or litigation to fight tax assessments, sewer authorities, local government violations, etc.

    Government regulations make items cost more.

    At the end of the day, you don’t have enough left to start a business, invest, or buy higher quality merchandise. You are stuck in your economic station and that’s how those running the show want it. That way they can promise you they will fix it if you just vote for them.

    If you’re too bad off, they will offer you other peoples’ money in the form of welfare.

    • “…Progressive taxation punishes success and takes more of your top end”

      Thanks, Dan. The clever designation “progressive” makes it seem as though “progress” is made when more and more money is taken as you make actual progress in your life. Makes no sense, except in some people’s envious concept of fairness.

      Imagine if your income was taken into account at the gas pump or when purchasing other commodities. Because why the hell not?

    • “a system designed to keep us poor.”

      Why would “capitalism” be a system to “keep us poor”? Capitalism is supposed to be about “hidden hand” of “free trade” making us all prosperous.

      Even all those parasites working for the government have no real inventive to “keep us poor”, even the most oblivious of them must understand that prosperity provides the revenue to pay their salaries.

      But I can point out one group in our society that is set free by its Rabbis to plunder and exploit Christians and Christian culture in any way they can. These same Rabbis talk about professions where they are gods chosen people who have the god given right to commit genocide on their enemies who they call Amalekites and to steal their land. These professions also talk about the coming of their messiah when all the goyim, that’s you, have been stripped of their wealth and belongings.

      So if we look at the world through the eyes of a rabbi, it is clear why the government, media, banking system, education system and legal system that they control through Jewish power is designed not only to “keep us poor”, but to extract all our wealth and turn us into their slaves.

      • Hi Brosi,

        I think it’s important to make a distinction between capitalism and free enterprise. Capitalism is effectively corporatism, which is effectively fascism; i.e., the union of big government and big business. Free enterprise is voluntary free exchange between individuals. The system we live under is corporatism and it’s a screw job for most of us.

        • Indeed, all economies are capitalist. The difference being who controls the capital, those who created it, or those who stole it.

        • “Capitalism is effectively corporatism”

          We live under Jewish capitalism where the Jews control the corporations at the top of the heirarchy. Blackrock, Vanguard, Statestreet, JP Morgan and others get free money from the Jewish controlled Fed and buy up any productive assets worth owning.

          “Free Enterprise” with Jewish usurors pillaging the system will lead directly to “crony capitalism”. Stalin and the Judeo-Bolschevics considered “Nazi” Germany and “Fascism” to be capitalistic.

          But if we strip away Jewish ethic racism and we look at a “capitalist” system based on Christian values, it does not end up being “crony Capitalism”. The NSDAP showed how well it worked when the kicked the Jews out and stopped the Jewish controlled central bank from printing money to serve the tribe. Germany flourished so much that Roosevelt and Henry Morgentau, his Jewish treasury secretary, decided that the US would genocide Germany on behalf of the Jews.

          So now we have crony capitalism across the west.

          “Fascism” is just a pejorative used by Jews because when goyim have control of their own affairs inevitably Jews get kicked out.

  4. Firstly, the title “American Collectors” is hilarious. I assume it’s a reference to collecting cars, but it’s really an apt description.

    They collect your money. That’s their “job”.

    Also “Insurance is a promise to pay.”. Yeah, you must promise to pay them or they call their goons and you must “surrender your plates and tags”.

    “Surrender. All your plate are belong to us.”

    So fuck ’em, Eric! If you want to take that step and show us how it’s done, then may the gods bless your journey.

    I’m sorry you’re so hurting for cash and wish I could help more, but I think we’re all hurtin’ a bit. Perhaps you feel like me. Trapped in Purgatory.

  5. ‘The government will immediately demand I surrender the plates.’ — eric

    You need to decide your plate strategy. You could ‘cling’ to your plates anyway. But the plate number will be entered into a database as expired, so any ALPRs scanner will flag it on the spot.

    Temporary plate numbers are less likely to be in the database, since they last only 30 days. (But who knows? Ask a cop — ‘for a friend’.) Also, you can tape a temp plate in the back window, where glass reflections make it harder to read. In any case, temp plates are easier to forge, so as not to attract attention on a random glance from a LEO.

    Of course, the state knows that many drive with fake temp plates (probably MOST in Washington DC). But decreasing your chance of being spotted on occasional short drives probably outweighs the risk of getting nabbed and charged with driving with a fake/expired temp plate.

    Best wishes for success as you embark on your new life of crime! 🙂

    p.s. Don’t do like the guy in N.J. who posted on Facebook about his ‘deleted’ Ram diesel pickup and got nailed by the DMV Stasi. These days, big-name social media probably is monitored by AI to identify hooligans and miscreants who brag about their gray-zone activities.

  6. I saw the headline and thought the article was about taxes. A bit off topic but both taxes and insurance require a level of voluntary compliance.

    I’ve been reducing my quarterly payments every quarter. There’s one due shortly. A few more stupid missteps with our currency and I may send them 500$ instead of thousands. I’m almost at the point of reducing my quarterly’s way below 90% of what is owed for the year and thereby take the 10-20% penalty. If the countries reckless course continues, I may just pay a fraction, and settle up in devalued dollars on April 15th.

    We are on a very reckless path, and now the whole world sees it. If it continues, Weimar territory becomes a possibility. Perhaps not wheelbarrow level debasement but spending your money on essentials as you get it, may be better than any casual penalty at the end of the tax year, or fine from the DMV if you get caught out..

    As to insurance, Kudos to you for taking a stand. I might join you this year. If we could get 10-20% of drivers, primarily responsible ones to just say ‘NO’ we could break the Insurance mafia like the pampered and protected little bitches they are. A class action lawsuit with the class being made up of those with zero tickets and accidents the last ten years would strike fear in their dark hearts. This would be a chance for a couple brave lawyers to change our opinions about their sleazy profession.

    I’m not on Facebook and my X has been reduced to near 0 visibility. So here I’m. just preaching to the choir. But the power of NO still has a chance of succeeding, but that window is closing fast.

  7. In Commiefornia, the state tracks your insurance. If a car isn’t insured, they cancel your registration despite it being paid up, and the roadside stasi cameras will flag you for cops to pull over. It’s really impossible to drive uninsured, unless you’re illegal, in which case, it’s ok.

    Given such strict enforcement, why do I pay uninsured coverage? Hmmm….

  8. It’s really a huge racket.

    I got my insurance agent license a while back but decided there was just no way I could sell my soul.

    I don’t get the rates being the way they are- I’m in my early 50’s and when I was a young man working at Friendlies to pay for my insurance all the adults told me that it would get better when I got older.

    Well, it hasn’t.

    These companies are straight up shady.

    I have a bunch of cars, including an old Trans Am and a Grand Prix- my back glass broke on the GP and since I have glass insurance, I called up Liberty Mutual.

    They partner with Safelite auto glass, who said the car is old (it’s a 2000 GTP) and they couldn’t source the glass. I thought that was nonsense, so I called Liberty Mutual back and they told me to contact my local Pontiac dealer or to find the glass myself.

    What. The. Fuck?

    No I biggie, I found a company around the corner from me that comes to my location and has the glass in stock.

    Liberty Mutual told me that my policy doesn’t cover back glass.

    So, since I’ve been an agent, I’m compiling a list of regulatory agencies to report this nonsense to.

    I rambled, apologies, but the whole insurance industry is dog shit and like the department of education (former teacher here too) needs to be razed and something better to rise from the ashes.

    There is no fixing an industry which was built on a foundation of sand.

    • It’s not built on a foundation of sand, though, it’s built on a foundation of fraud. Sand implies carelessness or foolishness, the insurance racket is built on selling a service you have no intention of providing. Otherwise, spot on.

    • Amen, Lord James –

      Remember how we were told that “good drivers” would be rewarded with low-cost coverage? Well, I doubt there’s any way I could be a better “good driver” in that I have not had an accident or claim filed by or against me in 30 years. I have a completely “clean” DMV driving record; no moving violations, the maximum number of “plus” points. I’m a single guy in my 50s. No teenage or other drivers. Yet I am getting double digit increases all of a sudden.

      If this keeps up, they’ll be charging me as much as a multiple DWI convict.

      I’m done paying. I know – consequences. Well, a point comes in a man’s life where those are no longer scary. I am at that point. Tally ho!

      PS: What year is your Trans Am?

    • Hey Lord James,

      Safelite did something similar to me with my 1990 Chevy Silverado. Some guff about a gap being too large, so they wouldn’t replace the glass. Utter nonsense, of course. A local guy put in a new windshield a few days later.

      Insurance companies of all sorts will find any reason they can why they can’t pay/cover you for whatever happens, and they’ll also find any reason to charge you more.

  9. Oh you think the car insurance is bad? Wait till you turn 65. I recently did and had the misfortune to still be alive, healthy and working full time as an accountant.
    I was forced to go on Medicare and have now been hit with an astronomical monthly Medicare bill. I must pay the federal government due to the fact that I am still producing. If I would simply stop working hard every day – why the government would not have to penalize me so hard. No one can tell me Medicare is a benefit. Medicare is a forced tax. Period.

    • RS- that really sucks.

      As an accountant, you must know a ton about the way the government bends us over.

      It’s ridiculous the way they “give” you a choice you never asked for and it comes down to lube or no lube.

      • I realize the cost to pay for private insurance is commensurate-but there at least I am not asked to pay a higher premium simply because of my income but would be charged the same premium as anyone else choosing the same policy.
        I was aware of the IRMAA surcharge in the abstract but failed to account for the white hot rage I would feel at being forced by the government to buy something I don’t want then threatened into paying more for it than others based on an arbitrary principle that has no nexus to the actual costs of providing insurance. Then the gall of the government to tell me I am getting a government benefit.

  10. The “or else” is called SR-22. If you’re pulled over in an uninsured vehicle, you’ll need to carry an SR-22 document. The cost of the permission slip runs about $50, but once your insurance company produces it you go on “high risk” insurance, meaning now your premiums jump up another 50% or more, depending. Usually you only need to carry SR-22 for a limited time, 3 years typically, but that can be reduced by requesting a hearing with the DMV. In the case of an antique vehicle it’s easy enough to play dumb and “Oh, I didn’t see the renewal notice” because many people have a separate policy for their antique outside of their daily drivers.

    • Oh, and if you get along with your agent, you might be able to get a backdated policy to show the DMV. “Whoops, left it sitting on the kitchen counter!” 😉

      Stupid is usually forgiven, malice (toward the state) is rarely rewarded.

  11. Something else that is going up in price in addition to car insurance is electricity, particularly as more and more Big Tech approved AI data centers are being built across the country. But the answer from governments pushing demented Net Zero agendas is NOT to build more electricity generating capacity such as coal plants; they want entire societies to run exclusively on chaotic & intermittent wind and solar. What’s ironic though is that such governments likely WILL allow nuclear energy plants to be built for the data centers that use a LOT of electricity and water while telling the citizens that WE need to reduce use of electricity to “Saaaaaaaaaaaaaaaaaaaaave the planet from cliiiiiiiiiiiimate change”.

    https://www.technocracy.news/why-are-household-electricity-bills-soaring-ask-ai/

    • What I don’t get is with all these “energy efficient” appliances and led bulbs why the price keeps going up.

      Literally no difference.

      Where I live, there is one option- a virtual monopoly- for gas and electric and it’s expensive and has the worst customer service. A lot of the time, we get notices about unpaid bills we’ve paid because the computer system hasn’t caught up yet. I picture their offices to be like an old school switchboard.

      Then we get letters in the mail saying our energy usage is high.

      No shit, Sherlock, it’s been fuckin’ 95 degrees out dude.

      Anyway, /rant

    • This insane push to build AI data centers everywhere is ridiculous, can’t wait for that bubble to pop. How much computing power do they need to spy on us? WTF is AI good for if it can’t fix a leak in my roof, change the oil in my car, or cut the grass.

      • What I find astounding is that more people aren’t outraged at this push for AI data centers everywhere that use a LOT of electricity & water while being told by government and billionaires that WE need to eat bugs, drive EVs, reduce our living standards, etc. to “stop climate change”.

  12. Might could carry “insurance” during the spring/summer and drop it during the fall/winter?

    I have never caused an accident, tho I have been on the receiving end of other drivers’ distractions. No idea how much in inflation adjusted FRNs I’ve paid in “insurance” over the years.

    • Nah, MH –

      I’m done. We are not going to comply our way out of this. Just the same as with the maaaaaaaaaaaaaaaasks. I refused then and that risked consequences. Fuck it – and them. It’s time to grow a pair and stop bending the knee. I remember, by the way, that it felt really good to defy the mask bullshit. It always feels good to defy bullshit.

      PS: I once added up how much I’ve paid to “cover” my old truck, which I have owned for about 15 years. The sum so far is about $2,500 – which may not sound like much until you consider that the truck is worth maybe $4,500 so I basically, I’ve paid about half its value to the insurance mafia. If I were to add in what I have paid the mafia to “cover” my other vehicles over the years, going back to the 1990s, it’s surely something close to $20k. Just pissed out the window. And my costs are “low” relative to what others are paying.

      Insurance is keeping us poor because it bleeds away wealth. I sure could use that $20k I no longer have.

  13. As a 38 yr old (never married male) who has had Progressive insurance forever and never made any claims, it’s nice to know that my money has gone to some good use. I’ve helped give Flo a nice beach house.

    • Hi Andrew,

      It’s a perfect storm; rates continue to go up by double digits while people’s ability to pay has decreased. One of the most obnoxious aspects of this whole dirty business is that it no longer matters whether you are a “good driver” – and never cost these pricks a cent. Double digit increases used to happen to people who got reckless driving tickets or filed a claim. Now the people who are trying to live within their means by keeping older, paid-for vehicles and not causing “accidents” or even getting tickets are being pushed into the poorhouse because other people have decided they just have to have a $50,000 vehicle and you might damage it. You get to pay for that risk. The time has come to begin slitting throats.

    • The latest Progressive [as in The Progressive Era] ad shows Flo and her posse showing up to an accident scene before the cops get there. It’s all becuz of the Progressive app that tracks your driving. Everyone is just so happy…like them slaves ah singin’ in da’ fields. “Yes, Missy Flo, we be on yo’z app and ain’t weez lucky.”

    • I find the Progressive insurance commercials to be obnoxious, to say the least. I have to commend them on covering all the bases. Flo’s p#$$y still stinks, jamie has the fag narrative covered, the other two, the black man and the younger girl have both of their respective racial and social classes covered. A pox on all of them…lol
      Insurance is a captive market…why all the advertising? We now that all insurance companies are in cahoots with each other and the state governments as well.
      Enough of my rant…

      • “why all the advertising?” -anarchyst

        So they can control the media to prevent the truth about insurance getting out to the masses. It’s the same reason big pharma advertises so much. It’s just a bribery payment so the media won’t turn against them.

        • Thats a good point ML. Hadn’t really considered it. Couldn’t understand why State Farm as an example wastes hundreds of Millions on commercials, and product placements. Its nothing more than a campaign contribution toward their continued status as a going concern. All while I cant convince them to pay more than my deductible on my Hail damaged roof.

          Hopefully, one day soon, people will turn against these companies in mass. It could happen quickly, as respected institutions have a history of being washed away with the tide of Fourth Turnings.

  14. “The jews, I find, are very very selfish. They care not how many Estonians, Latvians, Finns, Poles, or Greeks get murdered, as long as the jews get special treatment. Yet when they have power, physical or financial, neither Hitler nor Stalin has anything on them for cruelty to the underdog.”

    -Harry Truman – 1947

    Eric, Jewish Power runs the US. Classic car owners in general are “the underdogs”. You are living in the noahide empire, and things are only going to get worse as Jews gain ever more power. Just be glad that you aren’t an antisemitic classic car owner.

      • I verified with Grok:

        “Yes, Harry S. Truman wrote these words in a diary entry dated July 21, 1947, as confirmed by multiple sources reporting on a newly discovered diary found at the Truman Library in Independence, Missouri. The entry was written after a conversation with Henry Morgenthau, a former Treasury Secretary, about the plight of Jewish refugees on the ship Exodus 1947, who were seeking entry to British-controlled Palestine. Truman’s remarks reflect frustration and express a prejudiced view, accusing Jews of selfishness and cruelty when in power, comparing their actions to those of Hitler and Stalin. ”

        Henry Morgentau was Roosevelt’s Jewish pal who created the infamous “Morgentau Plan” for the complete genocide of Germany in late 1943, before the Jews had even started their narrative about the fake “Holocaust”.

        Most people were unaware that this plan was deliberately leaked not long after Roosevelt declared “unconditional surrender” as the only terms he would accept for an end to his genocidal war on Germany.

        Hitler and the NSDAP made certain that German people understood that the Allies were planning the genocide of Germany and used it to help induce the Wehrmacht and the SS to demonically resist the Red Rapist Army and the US and UK rapist armies in 1944 and 45.

        After the war all German POW’s were stripped of the same Geneva convention human rights that Germany had granted the western allies, and Eisenhower had them rounded up and left to die of exposure and starvation in the killing fields of the Rhine Meadows Camps.

  15. You are a courageous man, Eric. However, the collapse is nigh for this experiment in Liberty. With GovCo expanding its Gunboat Diplomacy to Venezuela in addition to Ukraine, Israel, Russia, China and anywhere else it seeks to meddle on our behalf it’s doubtful there will be a GovCo to mandate “insurance” purchases in the not too distant future.

    China, along with the other BRICS and SCO nations, are forging a path to prosperity for the world apart from The West. How long it will take and how long it will last is anyone’s guess. But, when Deng Xiaoping declared, “to get rich is glorious”, the Western game of manipulation, threats and violence became a Dead Man Walking.

    Now we get to see it play out…for better or worse on our part. God help our progeny.

    • Morning, Mark –

      I think I’m more fed up and tired (and broke) than courageous. I’m just done with this extractive system that constantly demands money from me that I no longer have. I’m not working seven days a week to pay for insurance and taxes anymore. As Al Pacino said….

      • Eric, you’re not wrong at all.

        Or alone. I’ve long felt this way, the system is just designed to extract from you and you never get a return on your forced investment.

        Money for Ukraine, but not for us. Why not stop giving money to other countries and cancel some high interest debt some of us have had to resort to to get things done?

        That would be helpful in many ways. Lifting a huge burden off the people would not only help financially but we might start feeling like the government is actually doing it’s job, which is to serve us.

        Too much foreign influence, too much greed, too many entrenched congressmen, etc. who’ve been bought up by corporations and companies (fine line) alike.

        My main reason for feeling tired and fed up is I listened to the lies my parents were taught- go to college, etc. and everything will be fine.

        Well, me and school got along like oil and water (which became helpful when I was a Crisis Counselor) and all I wanted to do was work. I had small businesses and did well.

        But I was “expected” to go to college so I did.

        I spent my most productive years sitting in classrooms and taking tests/ being bored to death.

        So I got hired and liked teaching because my policy was to teach for example a history course and tell the kids what to look for in the textbook to take the tests. My favorite part of that was engaging them by telling them that what’s in the textbook isn’t the whole story.

        I became a Crisis Counselor for at risk youth and loved it.

        I got my Master’s, which was the biggest joke on the planet, academically speaking and was granted tenure.

        Then the “housing crisis” bullshit from 08 or 09 hit and they eliminated all of our department. A bunch of tenured teachers put out to pasture.

        I feel like the whole goddamn thing is a scam. I did everything “right”.

        I really feel soul weary in terms of both effort and my personal Hopium supply.

        But there are good days too, so I try and concentrate on that.

        • Amen, Lord James –

          The one upside (for me) is that I could just retire and live in a paid-for Class C on a. paid-for piece of land in some very remote area and just forget about everything. So long as I have good books to read and good company the rest can go to the devil.

    • Hi Mark.

      I agree with you that this is very concerning. Is blowing up ships on the high sea in accordance with treaties and international law? I don’t know but I suspect it would have been better if they’d shadowed them to make sure the suspected cargo was actually present before those actions took place.

      As for guilt or innocence in this matter I don’t know the answer but GovCo’s actions repudiate the maxim of “Better a thousand guilty go free than one innocent man go to prison” or words to that effect.

      It seems to me we are now living in a world exemplified by Roman Emperor Caligula’s words “Let them hate so long as they fear” and may the Gods help us if this is the world we are living in now.

      • I would say it is The West that has the attitude of Caligula. The rest of the world is moving on from that to a great extent.

        Several years ago Western wags were outraged that China was moving into Africa and gaining a foothold by, of all things, working with the locals to bring modern infrastructure in trade for natural resources. No IMF or World Bank was treating them like slaves. And guess what, it worked. Voluntary exchange for mutual benefit replaced threats, demands and obeisance. Who’d a thunk it.

        • The Chinese are copying and improving upon the predatory bank policy and colonialism of the west.

          Both offer a seductive blend of easy terms to get the mark hooked, both exploit human nature knowing full well that borrowers eventually can’t repay their debt and so forfeit their collateral.

          Most importantly, both are profoundly anti Christian in that they never forgive their debtors. This is the key, if you’re rich enough to lend money at interest, you’re rich enough that you can afford to lose some money. Especially so since we all die and go on to our reward, you can’t take it with you.

          And with the money you’ve won playing the game ruthlessly and unforgivingly, you build monuments to yourself, sports stadiums, grand buildings with your name on them.

  16. Eric, have you tried one of the other Families like Hagerty? Lowering the valuation on your car might lower the insurance costs while minimizing the odds of a negative interaction with the enforcers.

    Hagerty is apparently looking into classic motorcycle insurance next.

    • Hi Landru,

      No. Not yet. I might. I’ve had an “agreed value” policy with American Collectors for 20-plus years – no claims, haven’t cost them a cent. Now they hit me with a 30 percent upcharge and my bet is more’s coming. I doubt Hagerty is much better. They’re all doing this now, bleating about “rising costs” – as if we had rising income to pay them. I’m tired, man. And no longer have the money or the willingness to play these stupid games.

      I summon my best Al Pacino and tell them all … well, you know.

    • I’ve looked into a bunch of those.

      For me, the problem is I don’t have garage storage for all of my cars and a lot of the companies require that.

      I have two Trans Ams, a Grand Prix, a Monte Carlo and next year a WRX wagon that all qualify as classics.

      Dealing with insurance companies is a draining experience, it’s never simply using the app- almost everything you click tells you to call customer service. I love paying ridiculous rates and getting shitty customer service, despite being in my 50’s with a clean record.

      Damn, this insurance shit has my goddamn blood pressure up today.

    • Hagerty insures all comers, so their rates are typically sky high relative to other classic insurers. You definitely won’t save a nickel with them.

      I looked into American Collectors for coverage on a couple classics. They wouldn’t insure one vehicle AT ALL and they only wanted to insure the other for about 50% of its market value.
      Not sure who is in charge of underwriting, but I wouldn’t get anywhere near ACI.
      Strangely, their “sister” company – JC Taylor – came through and accepted my application for both vehicles, with lower premiums.

      • Hi Flip,

        I’ve had no issue with ACI for decades; I have an agreed value policy with then and the premium has stayed the same for years – until now. 30 percent increase. I expect something similar next year. I won’t have it. They can fuck off. They can all fuck off. Yeah. I’m angry. Because I’m tired of being bled white by these cretins, both “private” and public.

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