The man who shot (and killed) the insurance mafia CEO is seen by some as a sympathetic figure. Perhaps because insurance mafia CEOs cut a very unsympathetic figure. He – the insurance mafia CEO – had it coming, some might say. This doesn’t mean Luigi didn’t commit murder. John Gotti did that when he took out “Big Paul” Castellano outside of Sparks Steak House in New York. Gotti was a thug, certainly – but so was Castellano.
Interestingly, Castellano liked to view himself as a businessman, a respectable guy. He was know not to get his own hands wet – so to speak. Others took care of that business. Are not insurance mafiosi bosses similar? They wear nice suits, too But are they not also mafiosi?
What defines a mafiosi? This was explained by young Michael Corleone, the son of Don Corleone in The Godfather. He explains to his fiancee how his father convinced a big band honcho to release Johnny Fontaine from a personal service contract he had him locked into. The Don, explains Michael, sent his enforcer – a hulking thug by the name of Luca Brasi – down to see this man who had Johnny Fontaine under contract. Luca Brasi put a gun to the man’s head and assured him that either his brains or his signature would be on the release placed in front of him.
Well, doesn’t insurance operate on essentially the same principle?
Oh, its been cleaned up so it looks less sordid, but it is also less honest with itself on account of that. Your are told – by the government – that you must buy what the mafia is selling and if you do not buy it, what happens? The government comes after you, just like Luca Brasi did. It has been mandatory to buy what is styled “health insurance” since the so-called Affordable Care Act was imposed back in 2010. It contained an “individual mandate” that imposed a tax penalty – to be collected by the IRS – if not complied with. One of the few things the Orange Fail can be credited with doing is taking the teeth out of the “individual mandate” beginning in 2019. However, many people are still getting threat letters from the IRS claiming they “owe” thousands in “shared responsibility” fines for failing to pay the insurance mafia during prior years (from 2014 – the date the ACA went into effect – through 2019, when the “shared responsibility” fines were rescinded).
Regardless, the fact remains that the health insurance mafia is exactly like the car insurance mafia in that both leveraged the government to force people to fork it over. That is strong-arm robbery by any reasonable understanding and almost everyone understands that everyone has a natural right to defend themselves when confronted by a strong-armed robber.
Both mafias are also guilty of making their “services” far more expensive than they would otherwise be. Health insurance is now the single most expensive thing most Americans pay for, after their rent/mortgages. Car insurance is not far behind – and catching up, rapidly. Is this surprising given both have enjoyed the power to coerce payments? The car insurance mafia continues to make offers we’re not allowed to refuse – assuming we want to avoid an assault by a Luca Brasi costumed as what is styled a “police officer.” These “officers” are in fact enforcers – just as Luca Brasi was – only they regard themselves as something else, which only testifies to the general dissonance of these “officers.” If you are found to be driving your vehicle on the government’s roads – stop it, please, with this stupid talk of “public” roads, as if you or I or anyone else owned them or had a right to use them – without the required insurance, the “officer” will at minimum hand you a piece of paper that says you “owe” the government a large some of money. Why? It is not restitution, since you’ve caused no one any harm. It is just another strong-armed robbery, only one done dissonantly and dishonestly. Luca Brasi just put a gun to your head. He knew he was an enforcer and wasn’t sick enough in the head to regard himself as some sort of “public servant” who was engaged in “keeping us safe.”
The “officer” may seize your vehicle – more strong arm robbery, is it not? It will then be “impounded” – that is to say, you will be compelled to ransom it, assuming you can afford to. More – compounding – strong armed robbery.
The government this “officer” works for as en enforcer will then revoke your privilege to use its roads. It will only restore these privileges after you pay a much larger sum for not having paid the first sum – and this will continue for years. The mafia will use your failure to pay once as the justification for making you pay even more. Again, it is purely punitive, without even an attempt made to justify it on the basis of any harm you’ve (cough) caused.
The health insurance mafia emulates these same tactics. It extorts and it extracts and when it is asked to pay, it denies. This made Luigi angry – as it has made most of us angry. Is there anyone who thinks the health insurance mafia isn’t one? That likes these mafiosi? We have all heard about people bankrupted and hounded by these mafiosi for every last cent they can extract. This is not to say Luigi didn’t murder that man. Just as John Gotti took out “Big Paul.”
It’s just not easy to determine which is the worse criminal.
. . .
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