It was nice of the Orange Man to rescind the punishment – the “shared responsibility payment” – applied by the IRS for failing to fork over money to the health insurance mafia, for “coverage” people didn’t want to buy or simply couldn’t afford to buy.
That latter part being the interesting part.
Which is of course just what the actual Luca Brasi did. He’d visit a grocery store whose owner had not sent along the envelope full of cash and bash the clerk’s nose in, smash the cash register and just take whatever he could snatch.
But the government forced Obamacare on the people of this country by claiming it would make paying the mafia more “affordable.”
Of course it did no such thing – because Obamacare is (among other things) a wealth transfer mechanism – and not just from us to the insurance mafia but also from those who don’t need health insurance to those who do.
There are people who are young and healthy, who haven’t got medical problems of any kind and aren’t likely to have them. People for whom regular payments to the insurance mafia make as much sense as making payments on a car they never drive. Hysteria has been confected to convince everyone that an imminent Medical Crisis hangs by a hair over the heads of everyone, but this is nonsense – and the mafia’s business model depends on it being nonsense.
If everyone or even almost everyone – or even half of everyone – had serious major recurrent medical problems and bills, then the insurance mafia would be out of business rather than doing very good business.
Its business depends on taking in (literally, in the case of the mafia) more than it (reluctantly) pays out.
That is the very basis of insurance – as a going concern. The financial premise is that most people don’t need it.
But the mafia wants – needs – everyone to think that it is lunacy to live without “coverage” – so as to keep everyone paying for “services” most don’t use.
Until Obamacare, however, the young and healthy – and savvy – could skip it, just as once-upon-a-time good drivers who avoided “accidents” – which rarely are – could also elect not to be “covered” for damages they never incurred.
They behaved responsibly, which included setting aside money that would otherwise have been wealth-transferred to others – and thus had it available for the just-in-case, which usually never came. And so, had savings – capital – to be used to build wealth. Which led to being able to afford many things, not just car repairs and medical treatment, without relying on insurance.
This could not be tolerated, of course. Independent decision making, prudent action; self-responsibility, financial independence, most of all. A pox – a law – against all of those things.
Thus, the accident-free driver was forced to finance the accident damage caused by others; their “pre-existing conditions” became his financial obligations. The cost of car insurance skyrocketed via what amounts to reversion to the mean, or least-common-denominatorism, enforced by Luca.
Similarly, the young and heathy are now mulcted to finance the chronic medical problems of the old and unhealthy.
A person can still avoid the car insurance mafia by not driving. Ditch the car and Luca is legally powerless to filch your pockets – or to punish you for having empty pockets.
Obamacare sics Luca on you to pay the mafia – and if you don’t pay (or can’t pay) then Luca collects to pay the government.
You are threatened with what is styled a “shared responsibility payment,” but it’s a punitive tax (as all taxes are) paid to the government and has as much to do with “responsibility” as CNN has with neutral reporting.
It is exactly as it would be if the DMV sent thugs to your home to make you pay a fine for not having car insurance on the car you sold and don’t drive anymore.
There is a way to avoid the “shared responsibility payment” – and avoid Obamacare (and thus, Luca).
All you have to do is not earn enough money.
There is a line item on the 1040 (see here) which allows an exemption if insurance coverage is “unaffordable” relative to your income. This is a boon to people who’ve already decided they’re tired of being mulcted and so reduced the amount of money they earn, in order to keep more of it.
Why earn $10 so that Uncle can seize $4 – and then force you (via Luca) to send another $2 to the insurance mafia?
It pays better to live on less, which I have managed to do – first out of necessity (divorce) and then because I realized how much more easy life can be. I now earn less – and so am taxed less.
Including the Obamacare “shared responsibility” tax, which I no longer “owe.”
Of course none of us owe the government – or the mafia thugs – a red cent. The use of that word in this context is vile almost beyond utterance. It is a moral inversion; rhetorical gas-lighting. A common burglar has more decency. He does not claim you “owe” him the contents of your safe.
Nor does he send you letters threatening to “fine” you if you don’t leave your window open for him next time.
. . .
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