The RV Trap
It's common to make payments on a new car for six years - in part because of the high cost of new cars; many...
Avoiding a Soylent Future
Hamburger and pork chops are becoming what lobster used to be - expensive specialty foods most of us can only afford to eat once...
Strategic Debt?
Normally, it is wise to live not just within but below your means. To try to spend less than you earn, in order to...
The Truly Mobile Home
Mobile homes are the punchlines of many jokes about rednecks, but the real joke is that they're not really mobile homes.
They can be moved,...
The Cost of Lost Opportunity
One of the reasons I'm no longer married is because I didn't want to "plan" for "retirement" - by putting more or even any...
Vets Co-Opted
Our dog needs flea meds - so I went to the vet yesterday to get them. The vet would not sell me the flea...
Pace and Lick
If you've been trying to prepare for what seems to be already here - as by making provisions to provide your own food when...
Fireside Chat
It's single digits outside as I type this - but 72 degrees inside, as I type this. The fire is keeping us warm.
But that's...
Two is One . . .
Wealth is not necessarily the same thing as money - especially if money is just paper. You may have $10,000 in the bank today....
Duck Smiting
Some people call it "harvesting." Others - more directly - "butchering." We call it smiting. As in, smite the ducks. As in what the...














